Stuart M. Kerner has spent more than thirty years watching people walk into his office carrying something they didn't ask for. A rear-end collision on the Henry Hudson Parkway that left someone with a herniated disc and a stack of medical bills they have no idea how to pay. A fall on a poorly lit stairwell in a Riverdale co-op building whose manage

Stuart M. Kerner has spent more than thirty years watching people walk into his office carrying something they didn't ask for. A rear-end collision on the Henry Hudson Parkway that left someone with a herniated disc and a stack of medical bills they have no idea how to pay. A fall on a poorly lit stairwell in a Riverdale co-op building whose manage